Clever Closings
Seller Net Sheets

Net proceeds. In sixty seconds.

Generate accurate, state-specific seller net sheets in your Clever Closings Portal. Audit-ready. Client-ready. Right when you need them.

SAMPLE NET SHEET
Calculating
Sale price
$0
Mortgage payoff−$0
Real estate commissions−$0
Title & escrow fees−$0
Transfer taxes−$0
Property tax prorations−$0
Estimated net proceeds
Verified
$0

What is a net sheet

The seller's bottom line.

A net sheet is an itemized estimate of what a seller walks away with after every cost is deducted from the sale price. Mortgage payoff, commissions, transfer taxes, prorations, fees — all of it.

Listing agents share net sheets at every price point so the seller can decide whether to take an offer. Sellers ask for net sheets when they're weighing a counter. The math has to be right or someone walks away from the deal angry.

$485k
Single price
Net at $485k
Standard run
$465 $485 $510
Multi-price
3 scenarios
Side-by-side compare
TX FL
State-specific
FL, TX rates
Promulgated & correct
YOUR LOGO PDF
Branded
PDF export
Co-brand with your name

Inside the sheet

Every line item, labeled and sourced.

+
$485k
Sale price
The agreed sale price. Adjust to model multiple offer scenarios.
−
Mortgage payoff
Principal balance plus per-diem interest through closing. Includes any prepayment penalty.
−
%
Real estate commissions
Negotiated in the listing agreement. Split between listing and selling sides.
−
Owner's title insurance
State-promulgated rate based on sale price. Some states this is buyer-paid.
−
Settlement & escrow fees
Title search, settlement, courier, recording, and notary fees.
−
TAX
Transfer / recording taxes
Set by state, county, or city. Often the largest line item after the loan payoff.
−
$ $ $ $ $ $ $ $
Property tax prorations
Seller owes taxes for days owned in the current cycle.
−
HOA dues / assessments
Prorated to closing day. Special assessments paid at closing.
−
$
Concessions to buyer
Repair credits or closing-cost help offered as part of the deal.
=
$
Estimated net proceeds
What lands in your seller's account. Wire-ready by closing day.

The accuracy thing

Why agents trust our net sheets.

RATE CARD SEAL

State-promulgated rates

Title insurance and transfer tax rates are filed publicly with each state. We use the published numbers — not estimates.

Audit-ready

Every line ties to a documented source. If a seller asks "where does this number come from," you can show them.

$

Close to actual

Net sheets that match what actually clears at closing within a few hundred dollars. No surprises at the table.

Free Guide
Estimating Your Proceeds: Seller Guide
A clear walkthrough of every line item between sale price and the wire to your account.
Download

FAQ

Common questions.

How accurate is the net sheet?

Within a few hundred dollars of the actual settlement statement when sale price, payoff, and commission inputs are correct. Title insurance and recording fees use state-promulgated rates; the only items that move at closing are per-diem interest on the payoff (which we accrue daily) and any seller concessions negotiated late.

Can I send the net sheet directly to my seller?

Yes. The portal exports a clean PDF you can email or print. You can co-brand it with your name and contact info so the seller knows it came from you.

What if I need a net sheet for a price that changes hourly during negotiation?

Use the multi-price feature in the portal to punch in three or four scenarios side-by-side. You can also request a net sheet, add as many price points as you need, and we'll send a polished version for each one, usually the same business day.

Do I need a portal account?

No. If you're an agent working with us regularly, we'll set you up with one. If you don't have a portal yet, submit a net sheet request and a closer will run the numbers for you and follow up with portal access.

Generate your net sheet now.

Launch the tool in your portal, or send us the details and we'll run it for you. State-specific, audit-ready, ready to share with your seller.